Our funds are focused on consistent income and the preservation of investor capital. We do this via portfolios of well-diversified and robustly structured secured and asset backed loans (ABS) to Australian and New Zealand corporates. We have direct control over originating, structuring and risk managing a portfolio of quality loans enabling us to drive strong returns and protections for investors. We originate our primary deals through leveraging our extensive industry networks. We also have access to the broader syndicated loan market and secondary ABS markets for supplementing our core primary strategy.
We carefully screen each loan, approving only the most compelling opportunities that meet our rigorous criteria. Our selection process prioritises the strength of each opportunity, the diversity of borrowers, asset classes and industries, taking into account the prevailing dynamics of the private credit market and broader business environment.
15 – Sep – 2025
Open
RBA cash rate +4% (net) p.a. over rolling 3 year periods
We carefully screen each loan, approving only the most compelling opportunities that meet our rigorous criteria. Our selection process prioritises the strength of each opportunity, the diversity of borrowers, asset classes and industries, taking into account the prevailing dynamics of the private credit market and broader business environment.
15 – Sep – 2025
Open
RBA cash rate +5% (net) p.a. over rolling 3 year periods
We carefully screen each loan, approving only the most compelling opportunities that meet our rigorous criteria. Our selection process prioritises the strength of each opportunity, the diversity of borrowers, asset classes and industries already in our portfolio, and the prevailing dynamics of the private credit market and broader business environment.
14 – Sep – 2021
Closed 15 – Sep – 2025
9.26% p.a. since inception as at 31 August 2025
Investors want a private credit manager that has stood the test of time. They want a manager that puts investors first, is transparent and who is tireless in finding and managing their investments to deliver great outcomes. Privity Credit believes investors can enjoy strong, reliable income with capital preservation by lending growth capital to corporate Australia, particularly privately held businesses. However, successful corporate lending is about specialisation. Privity Credit is focused on businesses experiencing growth or undergoing transformational changes. This is where private credit can step in and add value for both investors and borrowers.
In a crowded market, investors need a private credit partner with a proven history of delivering consistent, long-term results. Here are the numbers that demonstrate how Privity Credit has created value for our investors over the long term.
Our 12+ year history means we have managed through both favourable and difficult times and have always delivered for investors and borrowers.
Across four funds over our 12+ year history, we have delivered equity-comparable returns with capital preservation for our investors.
We have deployed more than A$800+ million across companies in a variety of sectors giving our investors a diversified exposure to structured corporate lending.
Unlike many private credit managers, we exclude property development and construction real estate, instead focusing on a diversified portfolio of industries, asset classes and borrowers to deliver a better risk profile for investors.
At Privity Credit, we believe in sharing our decades of specialist expertise in private credit to help investors stay informed and make confident decisions. Our thought leadership offers unique insights into emerging trends, strategic opportunities and the evolving landscape of mid-market lending.
Privity Credit acknowledges and pays respect to the traditional owners of the land on which we meet and work across Australia; we pay our respects to the elders, past, present and emerging. We encourage our staff and clients to join us wherever they are in Australia by being informed about whose land they are on and paying their respects.
The information in this website (the information) has been prepared by Privity Credit Pty Limited (ABN 64 622 234 315) (‘Privity Credit’ or ‘we’ or ‘us’ or ‘Privity’). Privity Credit is a corporate authorised representative (CAR 1269259) of Sandford Capital Pty Limited (ABN 82 600 590 887) (AFSL 461981).
This Information is for general information only and is not an offer for the purchase or sale of any financial product or service. The Information has been prepared for investors who qualify as wholesale clients under section 761G of the Corporations Act 2001 (Cth) (Corporations Act) or to any other person who is not required to be given a regulated disclosure document under the Corporations Act. The Information is not intended to provide you with financial or tax advice and does not take into account your objectives, financial situation or needs. Although we believe that the Information is correct, no warranty of accuracy, reliability or completeness is given, except for liability under statute which cannot be excluded. Please note that past performance may not be indicative of future performance and that no guarantee of performance, the return of capital or a particular rate of return is given by Sandford Capital, Privity Credit or any other person. To the maximum extent possible, Sandford Capital, Privity Credit or any other person do not accept any liability for any statement in this Information.
