At Privity Credit, we live and breathe private credit.

1
welcome

A letter to borrowers & investors on Privity Credit’s ethos.

Our focus is on helping you achieve sustainable growth, whether you’re an investor seeking strong returns and capital preservation, or a business looking for tailored, flexible financing.

As your private credit partner, you know we keep your interests front of mind as a cornerstone of building long-term relationships. For borrowers this means having confidence we will be there when you need flexible capital solutions, and for investors it means access to attractive, transparent and diversified private credit investments.

You can rely on Privity Credit for private credit that delivers.

We pride ourselves on offering more than just capital—we offer certainty, speed, and thoughtful financing strategies that are as bespoke as the businesses we partner with. Our deep relationships with our clients mean you’ll have direct access to our Principals and Investment Committee members, ensuring you receive the support and expertise you need, when you need it. 

Thank you for considering Privity Credit as part of your journey. We look forward to working with you to unlock the full potential of your business. 


Sincerely,

Ryan Donnar
Managing Partner & Investment Committee Member

Atiya Habib
Managing Partner & Investment Committee Member

Adam Howell
Managing Partner & Investment Committee Member

2
About us

Trusted leaders in private corporate lending

Privity Credit is a leading private credit fund manager focused on direct lending to Australian and New Zealand corporates.

We believe in creating opportunities through disciplined, structured lending. Our approach prioritises:

Dependable Yield

Providing consistent returns through careful portfolio diversification and robust risk management. 

Capital Preservation

Ensuring capital preservation through meticulous deal structuring and ongoing monitoring. 

Active Management

Actively managing our loan portfolio to proactively adjust pricing and terms to enhance investor capital protection.

3
History

Opening doors to wholesale investors

Our first three funds were predominantly for institutional investors, but in 2021 we opened up to wholesale investors looking for a private credit fund that offers diversification across the Australian and New Zealand corporate direct lending market.

2012

Year founded

Our long history means we have managed through both favourable and difficult times and have always delivered for investors and borrowers.

4

Funds launched and investment objectives achieved

Our team has a combined 100+ years of experience sourcing, originating, executing and then managing structured loans across Australia, New Zealand and international markets. 

4
Team

Ryan Donnar

Managing Partner & Investment
Committee Member

Ryan heads the transaction origination function and execution process. He is a voting member of the Investment Committee.

Adam Howell

Managing Partner & Investment Committee Member

Adam heads the risk function and oversees the transaction structuring and documentation process.

Atiya Habib

Managing Partner & Investment Committee Member

Atiya heads the credit function and oversees portfolio management, maintaining independence from the transaction process.

Ross Anderson

Portfolio Operations Manager

Ross is responsible for portfolio management. He focuses on robust implementation of credit decisions, deal structures, and reporting controls.

Kenley Chan

Operations Manager

Kenley is responsible for the day-to-day operational and administrative functions, as well as overseeing the onboarding and fund valuation process.

Nigel Credlin

Head of Distribution

Nigel drives the strategy and execution of distribution, investor relations and operations team. He has over 20 years’ experience in wealth creation and protection strategies.

Anthony Luth

Investment Director

Anthony is responsible for lead origination and transaction execution, with over 25 years of banking experience across Business Development and Relationship Management.

5
Board Members

Tim Samway

Chair

Tim is Non-Executive Chair of Privity Credit. Tim has enjoyed a diverse career that has covered most of the aspects of building and successfully operating financial services businesses.

Justin McLaughlin

Non-Executive Director

Justin has significant experience in investment management, strategy and manager selection. He has worked across asset classes and fund structures to identify and build portfolios of managers and direct investments that preserve and grow capital.

Ryan Donnar

Managing Partner & Investment
Committee Member

Ryan heads the transaction origination function and execution process. He is a voting member of the Investment Committee.

Adam Howell

Managing Partner & Investment Committee Member

Adam heads the risk function and oversees the transaction structuring and documentation process.

Atiya Habib

Managing Partner & Investment Committee Member

Atiya heads the credit function and oversees portfolio management, maintaining independence from the transaction process.

6
Our Values

Our unwavering guiding principles for excellence

Disciplined

We prioritise disciplined decision-making and robust risk management to protect investor capital.

Growth

We are dedicated to driving sustainable growth for our investors, the businesses we support and our partners.

Partnership

We foster strong, collaborative, long-term relationships to achieve shared success.

Reliable

We are committed to long-term, sustainable value creation through responsible business practices.

Dependable and repeatable returns inside actively managed private credit portfolios.