How does private credit actually work? A deep dive with Roll’d Vietnamese

04-Jul-2025

In the latest “It’s not all PC” webinar series, the team unpack how strategic debt funding helped Roll’d fuel growth, survive a crisis and attract institutional capital. We answer the common question: how does private credit actually work?

In this exclusive episode of It’s Not All PC, Privity Credit’s Managing Partners Ryan Donnar and Adam Howell sit down with Bao Hoang, Co-Founder and CEO of Roll’d Vietnamese, to unpack a remarkable journey:

  • Why Roll’d chose private credit over banks or private equity
  • How flexible debt helped them buy out a shareholder and keep growing
  • What happened when COVID hit and how the loan helped them hold the team together and bounce back stronger
  • The value of having lenders who act like strategic partners
  • How a crisis-tested partnership positioned Roll’d to attract institutional investment and double its value

“It wasn’t just funding. It was guidance, partnership and flexibility at the time we needed it most.”

— Bao Hoang, Co-Founder & CEO of Roll’d

If you’re an investor wondering how private credit actually protects capital and delivers returns, this is your behind-the-scenes look.

Learn how Privity’s active approach to risk management, due diligence and borrower engagement adds value beyond the numbers.

Complete the form to get instant access to the recording and transcript.